To John Higgins 11 April 
Down Farnborough Kent
My dear Sir
Will you be so kind as to enter a memorandum, that I have changed my Bankers to the Union Bank, Charing Cross Branch, which I hope will be equally convenient to you.
My dear Sir | Yours very faithfully | Ch. R. Darwin J. Higgins Esqre
Has changed his bank to Union Bank, Charing Cross Branch.